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I specialize in mortgage strategies and plans to make sure customers are making educated and informed decisions about their mortgage needs.

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How Jeff Can Help You Navigate the World of Mortgages

  • REVIEW YOUR FINANCES

    REVIEW YOUR FINANCES

  • CALL JEFF TO DISCUSS NEEDS

    CALL JEFF TO DISCUSS NEEDS

  • GET PRE-APPROVED

    GET PRE-APPROVED

  • JEFF SHOPS AROUND

    JEFF SHOPS AROUND

  • GET APPROVED FOR A MORTGAGE

    GET APPROVED FOR A MORTGAGE

Whatever your question, yes, I may have a mortgage for that!

Mortgages from normal banks often have strict underwriting guidelines, and often the terms of the mortgage are in the best interest of the bank instead of the borrower. When you use a mortgage broker, you have the benefit of having someone well versed in mortgages with access to many different banks. An experienced mortgage broker can help you find you a mortgage with terms that will serve you well throughout the life of the mortgage. My job is to find you the best possible mortgage solution for your circumstance. For example, you might have amazing credit, and want a great rate that ALSO comes with a lower payout penalty than what a big 5 bank would charge if you broke the mortgage early. What if your life changes before the 5 years are up? Or maybe you have had some credit issues and you aren’t sure what your options are?


  • Mortgage Pre-Approval

    The pre-approval stage is not the same as being pre-approved for a credit card. We will collect many documents up front because the banks are doing more and more due diligence, and we want to be pro-active. A pre-approval will give you details into how much mortgage you can be approved for, how much interest you will pay, and more!
  • First Time Home Buyer Mortgage Loans

    The decision to buy your first home is not an easy one. A mortgage broker will help take a load off by guiding you through the home buying and mortgage process meanwhile finding the best rates and terms. Again, documents are pro-actively collected to make sure all the ducks are in a row when you find the home you love.
  • Flex Down Mortgages (Zero Down)

    You can borrow your down payment with a Flex Down mortgage. These mortgage products allow you to buy a home sooner without having to save up for a large down payment, but only if you have very good credit.  We have referral sources to banks that can get you a line of credit for the down payment.
  • Home Equity Loans

    Have equity in your home and need access to cash? A mortgage broker can help you use your home equity to get a loan for home renovations, unexpected expenses, consolidating debt, and more! Most banks will allow you to go up to 80% of your property value, and some private lenders will go higher, but they are usually more expensive.
  • Private Lending

    There are many private lenders in Canada that can help people with situations when the banks will not lend to them. If you have bad debt to pay off and credit is not the greatest, sometimes a private lender is the best option, and usually only on a 1 or 2 year term before we can apply for a cheaper mortgage with a bank.
  • Mortgage Refinancing

    If you're looking to get a lower monthly mortgage payment or a better interest rate, refinancing your mortgage can make your finances more manageable for your lifestyle. It can also be a great way to access some of your home equity, and is typically cheaper than using a private lender, which works well for those with good credit.
  • Investment Property Mortgages

    Investment property mortgages are a great way to produce income and can be an excellent part of your retirement plan. When buying a rental property, the rent you charge on the property should cover the mortgage and earn you a nice profit! There are even tax deductions to take advantage of with the advice of a qualified accountant.
  • Mortgage Renewals

    When your mortgage is up for renewal there's no better time to try and negotiate a new rate. Banks often hope you are lazy and will just sign the first offer they send you. A mortgage broker will help you know the best rates in the market and get you the best mortgage and terms that suits your financial situation.
  • Investing in Private Mortgages

    Have you heard of people lending out their own money as a mortgage? There are many variables to consider when investing in mortgages, such as how much you would lend relative to the value of the property. As an investor it is important to do due diligence. We can show you the pros and cons.

We help people from all walks of life. Whether you own many properties and need quick financing to catch a new foreclosure, or you are buying your very first home to get out of the renting cycle, we can help you find the solution that is right for you.

We deliver a personalized experience when it comes to the application process. For people with good credit, typically the banks will pay the broker so our service is free to the borrower. If there are credit issues and we have to find a lender that doesn’t pay us, then we have to charge a fee, but they are disclosed to you up front when we get the approval from the lender.

Most of our brokers have more than ten years of experience, and we have built up a network of responsive lenders. We can help you obtain the money that you need at a price that is fair to you. Your money will be delivered in the most efficient and cost-effective manner possible.




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260 91 St SW, Edmonton,
AB T6X 1W8

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